A class-action lawsuit within the context of Social Security Disability Insurance (SSDI) is a legal action taken by a group of individuals collectively.
These individuals, referred to as ‘the class’, are all affected by the same issue related to their SSDI benefits.
The distinguishing features between individual and class action lawsuits in SSDI lie primarily in the number of plaintiffs and the nature of the claim.
In an individual lawsuit, one person files a suit against another party, typically the Social Security Administration (SSA).
The claim usually pertains to personal grievances such as denial or discontinuation of benefits.
On the other hand, class action lawsuits involve multiple plaintiffs who have experienced similar issues with their SSDI benefits.
They band together to sue a common defendant – again, often the SSA.
This type of lawsuit can address systemic problems affecting numerous beneficiaries.
To qualify as a class action lawsuit in SSDI, the following conditions must be met:
- Numerosity: There must be too many plaintiffs for individual lawsuits to be practical.
- Commonality: All members of the class must share legal or factual questions.
- Typicality: The representative parties’ claims or defenses should be representative of the class.
- Adequacy: The representative parties must sufficiently protect the class’s interests.
Representative individuals ensure fair resolution for all, this would meet the requirements.
This method promotes efficiency and reduces litigation costs and court time.
However, class action lawsuits in SSDI are complex and require expert legal guidance.






